Start Here

New to money stuff? Do these in order.

Step 1

Open the 4 accounts

Checking, savings, retirement, and an HSA if you qualify. What each one does and where mine are.

Step 2

Invest your first $100

Two accounts, one fund, three steps. Takes about 10 minutes.

Step 3

Save your first $10,000

The system that gets you there in 18 months, and why it’s the hardest $10K you’ll ever save.

Step 4

Know your retirement number

The 4% rule: what you spend in a year, times 25.

Buying a house soon? Start the Home Buying Series. The accounts I use are on my What I Use page, including Fidelity.